Every Dollar Budget App
Every Dollar Budget App
Budgeting That Puts You Back in Control

Take Back Control of Your Money

For people who haven't started budgeting—or have let their budgets slip out of control. Know where every dollar goes. Make real progress on your goals. See actual change in your financial life.

Just a few minutes a day is all it takes to get your financial life under control.

How We're Different

Unlike other budget apps that automate everything and make budgeting completely hands-off, we believe your success comes from being hands-on with your money.

What We Are

Hands-On Budgeting

We force you to be responsible for every transaction and every budget category. This hands-on approach puts you back in control.

Complete Visibility

You see exactly where every dollar goes. No hidden automation. No surprises. Just clear, transparent control over your finances.

Real Progress on Goals

When you're actively managing your money, you make real progress. See actual change in your financial situation, not just numbers on a screen.

Tools That Make It Easy

We make the process as easy as possible with smart tools and helpful automation. But we won't do it for you—you're the CEO of your finances.

Just Minutes a Day

Weekly or even daily check-ins—just a few minutes—are all it takes to get your financial life under control and make real progress.

What We Aren't

Fully Automated

We don't automate everything and make budgeting completely hands-off. When everything is done for you, you lose visibility and control.

A Black Box

We don't hide your transactions behind automation. You won't lose track of where your money is going because you're actively managing it.

Set It and Forget It

We don't promise that you can set up your budget once and never think about it again. Real financial control requires ongoing engagement.

AI That Replaces You

While we offer AI tools to make your job easier, we don't let AI make decisions for you. You're always in control of your budget categories and transactions.

Just Reports and Charts

We're not just showing you what happened. We're giving you the tools to actively manage your money and make decisions that lead to real financial change.

Our Philosophy

Your financial success doesn't come from automation that removes you from the process. It comes from being actively engaged with your money—understanding where it goes, making conscious decisions, and taking responsibility for every dollar.

We'll give you powerful tools, smart suggestions, and helpful automation to make managing your finances easier. But we won't do it for you. Because when you're the one making the decisions, you're the one taking back control.

Powerful Tools for Taking Control

Everything you need to be hands-on with your finances and make real progress. Features marked Premium require a subscription.

Envelope Budgeting
You allocate every dollar to a category yourself. Complete visibility and control over where your money goes.
Basic Reports
See spending by category and merchant with charts and filters. Included with every account—no upgrade required.
Lightning Fast
Quick transaction entry and instant updates. Make your daily check-ins fast and easy—just a few minutes.
Secure & Private
Your data is encrypted and secure. We never sell your information.
Multi-User Collaboration
Share budgets with family members or partners. Invite collaborators with custom permissions.
PDF Statement Import
Import transactions from PDF bank statements to save time. You still categorize and allocate each one yourself.
Budget Setup Wizard
Get started in minutes with our guided setup wizard. Create accounts and categories effortlessly.
Premium
Goals & Debt Tracking
Set savings goals and track debt payoff progress with visual indicators. Stay motivated as you reach your targets.
Premium
Advanced Reports
Trend analysis, category deep-dives, and detailed spending analytics beyond the basic reports overview.
Premium
Monthly Funding Tracking
Track how much you've funded to each category this month, separate from balances. Never refund already-paid bills.
Premium
Category Types & Priorities
Mark envelopes as Monthly Expense, Accumulation, or Target Balance and set funding priorities when money is limited.
Premium
Smart Allocation
Get intelligent suggestions for allocating funds based on your priorities. Review and approve—you make the final decisions.
Premium
Income Buffer
Smooth irregular income by storing large payments and releasing funds monthly. Perfect for freelancers and variable earners.
Premium
Loans Management
Track mortgages, auto loans, and other liabilities with amortization schedules and payoff progress.
Premium
Recurring Transactions
Detect subscriptions and bills automatically. Get notified about upcoming charges and missed payments.
Premium
Retirement Planning & Net Worth
Project your financial future with comprehensive net worth forecasting. Plan for retirement with Social Security, RMDs, and distribution strategies.
Premium
Automatic Transaction Import
Transactions sync automatically from your bank accounts. You still review, categorize, and allocate each one—staying in control.
Premium
AI-Powered Insights
Get smart categorization suggestions and personalized advice. The AI helps you make better decisions—you're always the one making them.
Premium

Build on Your Budget Data

Connect external apps, custom dashboards, and AI assistants with our REST API. Scoped keys let you control exactly what each integration can read or update.

Scoped API Keys
Premium account owners create keys with fine-grained permissions—transactions, categories, accounts, reports, imports, and more. Test and live keys use standard Bearer authentication.
  • REST API at /api/v1/* with OpenAPI 3.1 documentation
  • Read and write transactions, categories, goals, net worth, and dashboard summaries
  • Reporting subset with 30 read-only endpoints optimized for AI tools and ChatGPT Actions
  • Idempotent writes, rate limits, and usage logging for every request
API Documentation
Interactive docs and OpenAPI specs are public—explore the API before you subscribe. Create keys in Settings after upgrading to Premium.

Authenticate with Authorization: Bearer YOUR_KEY. Discover endpoints with GET /api/v1/me.

Choose Your Plan

Start free, upgrade when you need more

Free
$0/month
Perfect for getting started with budgeting
  • Unlimited Accounts
  • Unlimited Categories
  • Unlimited Transactions
  • CSV & PDF Import
  • Budget Setup Wizard
  • Multi-User Collaboration
  • Basic Reports
  • Data Backup & Restore
POPULAR
Premium
$8.33/month
60-day free trial · Billed annually as $100/year · All features unlocked

Everything in Free, plus:

  • AI Features
  • • AI Chat Assistant
  • • AI Transaction Categorization
  • • AI Budget Insights & Reports
  • Monthly Funding Tracking
  • Category Types & Priorities
  • Smart Allocation
  • Income Buffer
  • Goals & Debt Tracking
  • Recurring Transactions
  • Loans Management
  • Retirement Planning & Net Worth Tracking
  • Automatic Transaction Import (powered by Teller IO)
  • Advanced Reports
  • Priority Support
  • External API & Scoped Keys

Ready to Take Back Control?

Start your journey to financial control today. Just a few minutes a day is all it takes.

Join people who have transformed their financial lives by being hands-on with their money.